Certificate
Course completed by
Simi Mathew
Course Duration
~ 2 hours
Issued
01/03/2026
Certificate ID
1fd0ea4203916a61
Skills
Explain in plain language what ISO 20022 is and what problem it solves. Describe how legacy SWIFT MT messages differ from ISO 20022 messages using a simple payment example. Identify how richer, structured data can reduce friction, delays, and manual repair in cross-border payments. Distinguish clearly between messages (ISO 20022) and assets (fiat, stablecoins, cryptocurrencies). Explain how cryptocurrencies can be referenced inside ISO 20022 messages without being managed by the standard. Understand the role of Digital Token Identifiers (ISO 24165) and why they matter for regulation and reporting. Use a simple framework to evaluate online claims about ISO 20022, DTIs, Ripple, XRP, and other “ISO coins” narratives.